Properly insuring your condo can provide peace of mind in the event that anything should ever happen. We are condo experts and only partner with companies that offer quality coverage. Let our insurance advisors guide you.
Condo insurance, also known as HO-6 coverage, is designed specifically for condominium owners. It protects the interior of your unit, personal belongings, and personal liability. Unlike homeowners insurance, which covers the entire property, condo insurance focuses on risks such as fire, theft, and water damage—helping safeguard fixtures, contents, and liability exposures.
Given Florida’s unique weather risks, including hurricanes and heavy rainfall, condo insurance is essential. Most Florida condo policies provide coverage for interior walls, flooring, personal property, and liability, delivering reliable protection at affordable rates.
With flexible coverage options and competitive premiums, condo insurance offers peace of mind and helps protect your investment year-round.
We’re here to help you get the most value from your insurance. Built from firsthand frustration with the traditional insurance experience, our process makes it fast and simple to find quality coverage at competitive rates. We help you protect what matters most—so you can check insurance off your to-do list and enjoy real peace of mind.
This coverage protects the main structure of your home, including walls, roof, and built-in features. It’s important to insure your home for its full rebuild cost, known as replacement cost, so you’re properly covered if damage occurs.
This section covers structures on your property that are not attached to your home, such as fences, sheds, and detached garages. Coverage is typically set at around 10% of your main dwelling coverage but can be increased if needed.
This coverage helps protect your personal items if they’re damaged, destroyed, or stolen. Items such as furniture, electronics, clothing, and toys are included—essentially anything that would fall out if your home were turned upside down.
If a covered loss makes your home unlivable, this coverage helps pay for temporary living costs. It can cover expenses like hotel stays, rent, and daily necessities while your home is being repaired.
This coverage provides financial protection if someone is injured on your property or if you’re found legally responsible for damage or injury. It helps cover medical costs, legal fees, and settlements related to covered claims.
This coverage helps pay for minor medical expenses if someone is injured on your property, regardless of fault. Standard policies typically offer coverage up to $5,000 per claim for quick medical assistance.
Milner Group is a Florida-based personal lines insurance agency specializing in protecting individuals, families, and property owners. We offer customized insurance solutions, including homeowners, condo, renters, auto, flood, umbrella, and specialty coverage. Our focus is on clear guidance, strong coverage, and long-term risk management-not just price.
Our primary focus is personal lines insurance for residential clients, including primary homes, second homes, and investment properties. We also assist select small business owners and landlords with related coverage needs when appropriate, or coordinate with trusted commercial partners.
You can request a quote by completing the online quote form on our website, calling our office directly, or emailing our team. We’ll review your information, discuss your coverage goals, and shop multiple carriers to find the best available options for your situation.
Yes. Milner Group is fully licensed in the State of Florida and works exclusively with authorized, A-rated insurance carriers. We operate in compliance with all Florida insurance regulations and maintain proper errors & omissions coverage for your protection.
Timelines vary depending on the type of policy and property details. Auto and renters insurance can often be bound the same day. Homeowners and flood insurance typically require underwriting review and inspections, which may take several days. We work efficiently to avoid gaps in coverage and meet closing deadlines whenever possible.
Yes. We offer complimentary insurance reviews and consultations. Whether you’re purchasing a new policy, renewing existing coverage, or simply want a second opinion, we’re happy to review your options at no cost or obligation.
Milner Group serves clients throughout the state of Florida, with a strong concentration in Palm Beach,n and St Lucie counties. We work with both local and remote clients and can handle
